Making a list of the details one wishes to have observed upon their death is a wise choice. Doing so makes it more likely that final arrangements will be according to one's tastes and it will also take much pressure off of grieving survivors. Pre need funeral planning does require a little bit of caution.
The first thing to remember is that making plans before they are needed does not necessarily mean making payments as well. It is more about making sure others are aware of one's personal likes and dislikes regarding the various aspects of this event and its traditions. This is a chance to state specifics about everything from flowers to interment practices.
Paying ahead poses several risks that should be addressed with caution. The most common is that businesses close or change hands, people move and their circumstances become altered. Take care to verify that any contract states whether funds are refundable or transferable in such instances.
There are safer ways to pay such as designating a life insurance policy or bank account exclusively for these matters. Any and all financial contracts are best reviewed with great care, making sure the instructions are clear and cover all circumstances. In any situation where money is exchanged, it is advisable to consult one's attorney before signing.
The main purpose of such plans is to let others know one's personal preferences involving burial arrangements. The burden of making such decisions is removed from grieving survivors and they will not feel the pressure of having to make too many decisions. It is like an instruction manual that those responsible for the events to follow.
When opting to do a little preemptive arranging, make sure at least one or two other people are aware of this. This can be a friend, relative or attorney, who should either have copy or know where the original is kept. Avoid storing them in a safety deposit box or with the will as those places may not be accessed early enough.
The first thing to remember is that making plans before they are needed does not necessarily mean making payments as well. It is more about making sure others are aware of one's personal likes and dislikes regarding the various aspects of this event and its traditions. This is a chance to state specifics about everything from flowers to interment practices.
Paying ahead poses several risks that should be addressed with caution. The most common is that businesses close or change hands, people move and their circumstances become altered. Take care to verify that any contract states whether funds are refundable or transferable in such instances.
There are safer ways to pay such as designating a life insurance policy or bank account exclusively for these matters. Any and all financial contracts are best reviewed with great care, making sure the instructions are clear and cover all circumstances. In any situation where money is exchanged, it is advisable to consult one's attorney before signing.
The main purpose of such plans is to let others know one's personal preferences involving burial arrangements. The burden of making such decisions is removed from grieving survivors and they will not feel the pressure of having to make too many decisions. It is like an instruction manual that those responsible for the events to follow.
When opting to do a little preemptive arranging, make sure at least one or two other people are aware of this. This can be a friend, relative or attorney, who should either have copy or know where the original is kept. Avoid storing them in a safety deposit box or with the will as those places may not be accessed early enough.
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